Pre-qualify
One reading before you talk to anyone.
A pre-qualification puts a number on what you can carry, and a licensed officer explains what moved it. It takes about a minute to ask for.
Illustrative sample figures for a template demonstration. Not a rate quote, not an offer to lend, and not live market data.
What a pre-qualification is, precisely.
It is an estimate built from figures you supply: income, debts, the rough size of a down payment. It is not an approval and it is not a rate lock. What it does is tell you which part of the market you are actually shopping in, before you spend a weekend touring the wrong part of it.
- No credit pull
- A pre-qualification is built from what you tell us. Nothing is pulled until you decide to move forward.
- No commitment
- You can take the figures to another lender. That is what they are for.
- Every program you fit
- Not one quote. The set, so you can see what each term costs and what it buys.
Mon to Fri 8:00am to 6:00pm PT, Sat 9:00am to 1:00pm PT
Illustrative sample figures for a template demonstration. Not a rate quote, not an offer to lend, and not live market data.
Already have an offer from another lender?
Send the Loan Estimate instead. We will read it line by line and tell you plainly whether it is a good one.