Investment Property Loans
Whether you're buying your first rental or scaling a portfolio, we offer conventional, DSCR, and portfolio investment loans with structures built for real estate investors.
What is Investment Property Loans?
Real estate investing demands a lender who speaks investor. Our team funds first rentals, BRRRR projects, vacation rentals, and full portfolios.
Most beginners use Fannie Mae conventional financing for the first few rentals — best rates, traditional documentation. Beyond that, DSCR loans (which qualify on property cash flow rather than personal income) are usually the best move.
We offer both programs and shop the right balance sheet for your scenario. The investor-friendly small print matters: vesting in an LLC, escrow waivers, prepayment options, blanket loans — we handle all of it.
Who qualifies?
This program is built for borrowers who match the criteria below. If you're not sure, send us a quick message and we'll confirm in minutes.
Talk To An Officer- First-time landlords buying a rental
- Vacation rental and short-term rental owners
- Investors scaling beyond conventional limits
- Buyers who want to use rental income to qualify
Key benefits
Multiple Programs
Conventional, DSCR (debt-service coverage), bank statement, and portfolio loans.
Rental Income Counts
Most programs let projected rent help you qualify.
No Personal Income Required (DSCR)
DSCR loans qualify on the property's cash flow, not your W-2.
Scale Beyond 10 Properties
Portfolio products keep funding when Fannie/Freddie caps are hit.
How it works
Strategy Call
We learn your investment goals and choose the right program.
Pre-Approve
Get a written pre-approval letter for offers.
Rent Analysis
Appraiser provides a rent schedule confirming property cash flow.
Close
Typical 25–35 day closings on investment files.
Frequently Asked
Get a personalized Investment Property Loans quote.
Tell us a little about your scenario. We'll come back to you with real numbers — within one business hour.
No commitment. No fees. No surprises.