Apply
Start the file, and keep it visible.
The application takes roughly fifteen minutes. Every open condition on the file stays visible to you from the day it opens.
Demo site. Datum Home Lending is a fictional brand built to present this template. Every rate, payment, figure and testimonial on this site is illustrative sample content.
What happens after you press send.
- 01A named officer picks it upNot a queue and not a call centre. One person, and you get their direct line.
- 02We price what you qualify forEvery program your file fits, on the same scenario, so the comparison is real.
- 03Conditions go on a visible listYou see what the file is waiting on at all times, and who it is waiting on.
Illustrative sample figures for a template demonstration. Not a rate quote, not an offer to lend, and not live market data.
What to have on the table.
Gathering these once, in one pass, is the single biggest thing that shortens a file. We ask for the list once rather than in a drip.
Ask about your own file- Income
- Two years of W-2s, your most recent pay stubs, and two years of returns. Self employed files use bank statements instead.
- Assets
- Two months of statements for every account the down payment and reserves come from.
- Identity
- A government issued photo ID and your Social Security number.
- The property
- The purchase contract if you have one, plus the insurance quote once you do.